«To assign»: the money that has no job yet
At the very top you see how much money is not assigned yet. The goal is to bring it to zero: when every peso has a job, you stop spending what was really meant for rent.
How it works
The budget
Give every peso a job before you spend it
The good old envelope method, without paper envelopes: you split the money you already have among what you need, and at any moment you know how much is left for each thing. No guessing and no reaching the end of the month with an empty account.
Assign in two taps
Tap a category, type how much it gets this month and you are done. If it has a goal, Presupeso suggests the right amount with one button, and you can fund all your goals at once.
How it works
Goals that take care of themselves
A monthly amount, saving up a sum, or having money ready by a date: you set the goal and Presupeso tells you how much to set aside to get there, no maths needed.
How it works
Move money between envelopes, guilt-free
Overspent on groceries? Move what is missing from another envelope and the plan adapts to real life. You see right away where it came from and what is left in each one.
How it works
Split your income with your own rules
When your salary arrives you split it into parts, by percentage or by amount. Save your rules (the 10% tithe, savings first) and next time it splits itself.
How it works
A shopping list tied to your envelope
Write down what you are going to buy and Presupeso tells you how much it adds up to against what is left in «Groceries». It learns the prices of what you buy, so you know before the checkout whether it is enough.
How it works
Store mode, even without signal
At the supermarket you tick what goes into the cart with your finger, in large print and offline. On the way out you record the purchase with one tap, with the total you paid.
How it works
Your categories, your way
Create, rename, add an emoji, group them («Monthly bills», «Savings», «Treats») and hide them when you no longer use them. The budget takes the shape of your life, not of a template.
How it worksThe budget
Questions about this
What is the envelope method?
It means splitting the money you already have into «envelopes» with a job (rent, groceries, savings) before spending it. Each expense comes out of its envelope and you always know how much is left for each thing.
What if one month it is not enough?
You move money from one envelope to another, and if a category goes into the red, Presupeso shows it and takes it from next month's money to assign: nothing is hidden.
Do I have to split my whole salary on the same day?
No. You split what has already come in; if you are paid twice a month, you split each payment when it arrives. What has not arrived yet goes into «What's coming» and does not count as available.
See it from the inside before you decide
In the demo you sign in with your account and we set up your own copy with sample data: a family budget with three months of transactions and a business. Try everything; nobody else sees it.