Where it goes
By category, by payee or by day of the week: see at a glance where the hole is.
How it works
Reports
At last you know where your money goes
Clear charts to make decisions: what you spend most on, who you pay most, how money comes in and goes out each month and what your net worth really is.
How it comes in and goes out, month by month
What came in and what went out each month, side by side, to see whether you are improving or need to tighten up.
How it works
Your net worth over time
What you have minus what you owe, month by month, and if you like, in today's money.
How it worksYour data is yours: download it
Download your transactions, loans and group pots in a file whenever you want. And if one day you leave, you take everything with you.
How it works
Reports
Questions about this
Can I compare one month with another?
Yes. Reports show month by month, and your AI can compare two months and tell you what changed.
Can I download my data?
Yes, in Settings: transactions, shared loans and group pots in CSV, and the full budget in JSON.
Does anyone on the team see my figures?
No. At YSNOne «the team counts, it doesn't read»: internal consoles count usage and never show anyone's data.
See it from the inside before you decide
In the demo you sign in with your account and we set up your own copy with sample data: a family budget with three months of transactions and a business. Try everything; nobody else sees it.